Dental

10 Dental Facts

Chatswood Dental | Simply Dental Chatswood

Chatswood dental has been able to help many people over the years because of the quality dental service they provide. Dental insurance has become an important part of treatment, and it can be a little tougher for people who don’t have it. You need to get the best possible service and a great smile. We would love to see a world where the patients don’t have to get out of pocket expenses, but the reality is that this is not the real situation.

The role of dental insurance has continued to grow with time, and this has helped many people have the ability to access dental treatment. We are trying our best to ensure that you the services we provide and of high quality, and also dental education that will help you. Here are some facts about dental insurance that you might not know.

Fact 1

Medical insurance will be able to pay a large part of your medical expenses after co-payment or deductibles, but this is not the case when it comes to dental insurance. With dental insurance, the insurance company will not be paying for all the expenses, it is just there to act as an aid.

Fact 2

Many companies invest a lot of money in marketing. Most of them have “creative copies”, where they will tell you that when you get insured then you can expect to get “up to 80% or 100%”. Something we have been able to notice over the years, most of the plans are able to cover about 40% to 60% of an average fee. There are some that will pay less or more. The determinant will be the amount paid by the employer for the plan. If less the employer paid for the plan, then the less you can expect to get in insurance benefits.

Fact 3

Another thing we have been able to notice is that many insurance companies will tell their customer that the “fees charged are above the usual and customary fees”. This is wrong because what they should be saying is that their benefits are too low. The insurance companies are looking out for their own profits, and this is why they do this. They don’t want to pay out more than what your employer is paying.

Fact 4

There are many routine dental services that will not be covered by insurance. You might expect the insurers to provide their customers with coverage for procedures that are cheap, like deep cleanings, multiple cleanings, or small fillings so that the patients don’t have to go through the more expensive procedures. This is not the case though. There are some serious dental issues that can be easily dealt with at the earlier stage, and this will help them save on the costs in the long run.

Chatswood Dental | Simply Dental Chatswood

Fact 5

Many insurance companies will then to “down-code” or apply an “alternate benefit” for a procedure so that they pay less. A common example of this is when an insurance company will pay for a composite filling at the same rate as a silver filling. You will find that many dentists out there have not been able to do the sliver or amalgam filling for a long time. The dentist will be looking to go with a procedure that is best for your dental health, but the insurance companies are looking for something cheap.

Fact 6

Dentists will charge all their patients the same rate, whichever insurance coverage they have. An insurance has its own fee schedule. You will find that most plan will have fee schedules that are usually based on the geographic location. People living in the rural areas might benefit from this, but those living in metropolitan areas have it bad. The insurance companies will always pay a fee lower than what is being charged by the dentist. The insurance companies will always look for a way of paying less.

Fact 7

Many insurance companies will try to encourage the use of a “Preferred Provider”. Dentists who fall into such a category because they have agreed with the insurance companies to charge less so they will be able to get more patients. Reduced fees can sound like a great thing, but you also need to think in terms of the quality of the services you are going to receive. These dentists sometimes charge half of what others are charging, and they will look for ways to cut down on their costs. They might shorten the appointment time, offering care packages, or even choosing supplies and laboratories that are lesser known so as to offset the losses. There are some practices that are more likely to sign up for such plans, although most of them are less established. If a deal is too good to be true, then it most likely is.

Fact 8

Dental has not been around for long. The number of insurance programs started to increase in the 60s and 70s, and all over sudden they were everywhere. The reasons why dental insurance maxims are low is the fact that they have not been able to increase over the years. The premiums paid have continued to increase because of inflation, but it is funny that you still have a maxim of $1000 on your dental. If these maxims were adjusted to inflation, then today it would be about $10,000. This coverage could do a lot for your dental health.

Fact 9

Provided the insurance plan you are on gives you the chance to choose your dentist and doesn’t need you to assign yourself to an office that you will get the benefits at a non-preferred dental office. There are times when the brochure will not tell you the truth because the benefits will be paid when you choose your own dentist.

Fact 10

The dentist is working for you, and not the insurer. This is why they are not required to submit the claims on your behalf. There are some dentists that will do this as a value-added service. There are some dental clinics that will ask the patient to pay their bill in full and then they will get the reimbursement once they have submitted the forms. Chatswood dental will be on your side during the process and ensure you don’t have a hard time with the insurance part.

Choosing The Right Sunbury Dentist

Dentist Sunbury | Vineyard Dental Clinic

When it comes to choosing the right Sunbury dentist, it is definitely okay to get picky. Why? Because you are not planning on visiting a different dentist every time. Just like with your house doctor, you are going to form a dental health relationship with the dentist you ultimately choose, so you want to make the right choice the first time around. This is especially true if you have a family and your kids will be visiting the dentist as well. More specifically, you don’t want them to develop a fear of the dentist as so many kids tend to do.

In this article, some tips and advice on finding the right dentist Sunbury will be discussed. And by the end, you’ll know where to start and how to make a final decision you can be happy with.

Dentist - Vineyard Dental1. Get Recommendations

One of the most obvious places to start looking for the right Sunbury dentist is through recommendations. For example, you can ask friends or family if they go to a dentist they particularly like, and why. But you can also get advice from co-workers.

Alternatively, you can speak with your doctor or pharmacists. There’s a good chance they will be able to point you in the right direction. And if you are in the situation where you need to move to a new place, try asking your dentist if they can recommend someone.

2. Get A List

If you go to ADA.org, you’ll find a list of all the dentists in your area. From there you can narrow it down to dentists in your immediate vicinity and within comfortable distance. You’ll also find that the ADA advises you to consult with more than one or two dentists before making a final decision.

3. Background Information

As a patient who will be paying good money, you deserve to know where your dentist got his or her training, and their overall experience. Are they fresh out of college or have they been practising long?

During the initial consultation, make a point to ask these questions and clarify whether the Sunbury dentist is qualified.

4. Check Rates And Office Hours

Every dentist will have his or her own rates, meaning you need to make a few calls if you want to objectively compare costs. Get clarity on what the rates are going to be for different procedures, and check whether their office hours can accommodate your schedule. Because it doesn’t help to have a dentist when you can never get their office open.

5. Does The Dentist Stay Up To Date?

There have been many great dental technology advancements over the years. And where a root canal used to be one of the most painful procedures, it’s definitely not the same story anymore. This is thanks to better technology and a modern approach.

Make sure the dentist you use stays up to date with the latest development in dental care. This way you know you’ll be reaping the benefits from all the amazing research.

6. You Need To Feel Comfortable

It’s okay if you don’t feel at home straight away, but how do you feel after 10 or 15 minutes? Did the receptionist make you feel welcome and helped you in a timely fashion? Or do you find the atmosphere cold and not some place where you can relax?

Given that you’ll be visiting the dentist at least twice a year, do you really want the experience to be tense and uncomfortable? Instead, go to a dentist where you like walking through the door.

7. In Case Of Emergencies

Another important factor you want to establish is whether you can call your dentist when you have an emergency. For the most part, dentists will have an emergency line, although, it means you’ll possibly have to go to their colleague depending on their arrangement.

The one mistake you want to avoid is choosing the first dentist you interview. Because even though they might be everything you want, you still don’t have anybody to compare them to. This is why the ADA suggests consulting with multiple Sunbury dentists in order to find the one that is suitable for you and your family. And remember, you have the right to get picky.